www.oppenheimlaw.com Florida Foreclosure defense attorney and legal blogger, Roy Oppenheim, talks about how to do a Strategic Default. A Strategic Default is getting expert advice from your Florida foreclosure defense attorney or Florida real estate attorney to engage your Florida bank in a conversation to re-evaluate your situation. Unfortunately, Florida banks do not respond when you pay your mortgage every month. As a result, you need to engage your Florida bank through a strategic default. As part of this Strategic Default Roy Oppenheim highlights the following actions: – Modification – Florida foreclosure defense – Florida Short-sale – Go bankrupt – A permutation of the above options Roy Oppenheim states that the only bailout for Floridians is one that they initiate themselves. The Florida Government programs are failing, leaving it up to Floridians to take matters into their own hands through methods like Strategic Default. www.oppenheimlaw.com In a series of short clips Roy Oppenheim will be covering important topics concerning Florida foreclosure defense and what you can do to better manage today’s state of the real estate market. Roy Oppenheim will be covering a variety of topics including the following: – Florida Short Sales – Florida Strategic Default – The State of Florida’s Real Estate Market – Florida Foreclosure Defense – Florida Deficiency Judgements – Florida Second Mortgages Subscribe to Roy Oppenheim’s channel to partake in the Summer School Series and …
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www.oppenheimlaw.com Florida Foreclosure defense attorney and legal blogger, Roy Oppenheim, talks about deficiencies and deficiency judgments. In Florida, if you don’t pay back money you borrowed from your Florida bank on your primary or secondary residence, the bank can come after you and your property for up to 20 years. A deficiency is when the bank forecloses on your house and a difference of money you owe remains. Once such a deficiency is registered by a court, it becomes a deficiency judgment. In Florida, if you have a deficiency and it becomes a deficiency judgement, the Florida bank can seize your assets (bank accounts, cars, estate, etc.) for up to 20 years. As your Florida foreclosure defense attorney, it is Roy Oppenheim’s job to ensure that you are not subject to a deficiency or a deficiency judgment. Even if you are subject to either of these, it is lawyers like Roy Oppenheim that can help in ensuring that a deficiency or a deficiency judgment does not affect any of your life-cycle events. Ultimately, Roy Oppenheim says that it was in fact the Banks and Wall Street that caused the current Florida real estate situation and not your supposed bad decisions. Roy Oppenheim recommends some the following actions to ensure that you are not subject to a deficiency or deficiency judgment: – Consult a Florida foreclosure defense attorney – Florida Short Sale – Florida Structured foreclosure – Modification – Bankruptcy All of Roy Oppenheim’s Florida clients that have …
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Roy Oppenheim From The Trenches www.oppenheimlaw.com Florida Foreclosure defense attorney and legal blogger, Roy Oppenheim, talks about Florida Short Sales. A Florida Short Sale means you owe more money to your bank than your Florida property is worth. If you are looking to sell your Florida house for less than that value, your Florida bank has to approve taking a loss on the house. Roy Oppenheim recommends that you consult with your Florida real estate attorney in order to convince the bank to approve your Florida short sale and not end up with a deficiency or a deficiency judgment. In order to do a Florida short sale you need to have hardship. Hardships include loosing your job, divorce, disability, more kids, etc. All of these factors come into play in convincing a Florida bank to approve a short sale. Florida lawyers, like Roy Oppenheim, are there to help you through the process of completing your Florida short sale successfully. Roy Oppenheim has many years experience in this field and is here to help you get the most out of your Florida short sale. www.oppenheimlaw.com In a series of short clips Roy Oppenheim will be covering important topics concerning Florida foreclosure defense and what you can do to better manage today’s state of the real estate market. Roy Oppenheim will be covering a variety of topics including the following: – Florida Short Sales – Florida Strategic Default – The State of Florida’s Real Estate Market – Florida Foreclosure Defense – Florida …
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